Category Archives: Mortgages

What Are The New 2014 Mortgage Rules

It’s getting harder to qualify for a mortgage so let’s review some of the new guidelines that are now in place so that you can be better prepared [..]

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Real Estate Market Trends

Click to read my Real Estate Market Trends Newsletter for information & updates in the current real estate market.

Homeowner issues, Media Articles, Mortgages, Newsletter, Short Sale, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Short Sale Facts – Debunking The Myths

Completing a short sale today is much quicker and easier than ever before so let’s dispel the myths and review the facts that every homeowner should know. Freddie [..]

Homeowner issues, Mortgages, Short Sale, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

February Real Estate Market Trends

Click to read my Real Estate Market Trends Newsletter for information & updates in the current real estate market.

General Info, Media Articles, Mortgages, Newsletter, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

How Does Government Shutdown Affect the Mortgage Market

The government shutdown doesn’t seem to be close to resolution… so what effect will it have on the mortgage market? Home loans will be held up if the [..]

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Borrowers Screwed by Foreclosure Settlement

[kaltura-widget uiconfid=”535″ entryid=”0_7v70psuo” width=”400″ height=”330″ addpermission=”” editpermission=”” /] Checks are being mailed out but… Borrowers get Screwed with the Foreclosure Settlement Click to see Foreclosure settlement payout schedule Banks [..]

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FHA to Hike Mortgage Premiums

FHA mortgages are about to get more expensive and a little tougher to qualify for. Click Here for Additional detail & information  

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Mortgage Debt Relief Extended

Congress passes the American Taxpayer Relief Act of 2012 Mortgage Debt Relief Act Extended Here is the Link to see the full text of the act – http://www.businessinsider.com/breaking-full-text-of-the-157-page-bill-to-avert-the-fiscal-cliff-2013-1 [..]

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Fannie Mae Expands Financing Investor Options

Fannie Mae recently announced expansion of it’s Homepath Mortgage product that provides home buyers and investors financing for the purchase of Fannie Mae-owned properties. The new product will [..]

Home Buyers, Mortgages , , , , , , , , , , ,

More Than 1 Million HAMP Loan Mods Cancelled

President Barack Obama said in 2009 that a new program to fight foreclosures would help as many as 4 million struggling homeowners obtain mortgage modifications that would reduce [..]

Loan Modifications, Media Articles, Mortgages , , , , , , , , , , ,

Is a Mortgage Refiance Right For You?

As mortgage rates continue at all-time record lows, demand for refinancing continues at a record pace even for homes that are underwater. Is now the right time for [..]

Media Articles, Mortgages, Refinance, Tips and Strategies , , , , , , , ,

Overhaul of Mortgage Servicers is Proposed

The Consumer Financial Protection Bureau (CFPB) has proposed a sweeping set of rules that would overhaul a much criticized industry: mortgage servicers. Click Here to Read More!

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Chase Offers No-Document Refinance with Principal Reduction

JPMorgan Chase went from fast-tracking foreclosures to rubber stamping and pre-approving some borrowers for refinances and even principal reduction. If you have a Chase loan… Make sure you open [..]

Loan Modifications, Media Articles, Mortgages, Refinance, Upside Down Mortgage , , , , , , , ,

CA Lawmakers Approve Homeowner Rights Bill

California lawmakers approved legislation Monday hailed as the nation’s most comprehensive push to strengthen homeowner rights since the housing meltdown, acting despite opposition from the banking and finance [..]

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Bills to Help Homeowners Facing Foreclosure Advance in CA Legislature

Legislation aimed at protecting California homeowners facing foreclosures cleared a key hurdle Wednesday, winning approval in a joint committee created to hammer out the details of the proposal. [..]

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Foreclosures & Home Inventories in Region Continue to Decline

Foreclosure and mortgage delinquency rates in the 4 county Sacramento region (Sacramento, El Dorado, Placer, Yolo) decreased for the month of April over the same period last year causing [..]

Foreclosures, Home Buyers, Mortgages, Short Sale , , , , , , , , , , , ,

Shadow Inventory: 45 Months to Clear Distressed Housing Supply

It will take at least 45 months to clear the market’s supply of distressed homes, or the shadow inventory, according to estimates from Standard & Poor’s Rating Services [..]

Foreclosures, Mortgages, Uncategorized , , , , , , , , ,

Delinquencies Rise for First Time in 9 Months

The total U.S. loan delinquency rate (loans 30 or more days past due, but not in foreclosure) stood at 7.12 percent. Lender Processing Services Inc. (LPS) has reported the [..]

Foreclosures, General Info, Mortgages , , , , ,

Bank of America Offers Principal Reductions to 200,000 Homeowners

A select group of struggling mortgage borrowers are about to get an offer that sounds too good to be true. Bank of America says they will begin mailing [..]

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CA Homeowners Warned About Mortgage Relief Scams

The recent nationwide settlement between states and mortgage lenders is meant to help struggling homeowners but be on the lookout for scam artists unleashing a new wave of attempts to fleece [..]

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