Loan Modification Payments Are Going Up

http://www.FrankVerniRealtor.com
Many homeowners will see rates and monthly payments begin to go up on their mortgages if they received a loan modification over the last few years.

Featured

Loan Modification Payments Are Going Up

Many homeowners will see rates and monthly payments begin to go up on their mortgages if they received a loan modification over the last few years. Watch the video to get details and find out what’s happening.

Featured, Homeowner issues, Loan Modifications, Short Sale , , , , , , , , , , , , , , , , , , , , , , , , ,

Sacramento Area Home Prices Climb In May

house-prices-going-upHome prices in Sacramento County climbed significantly in May compared with the same month a year ago but didn’t come close to the huge year-over-year gains of 2013.
Click to read the article in today’s Sacramento Bee.

buying a home, General Info, Home Buyers, Home Sellers, selling a home , , , , , , , , , , , , , , ,

What Are The New 2014 Mortgage Rules

It’s getting harder to qualify for a mortgage so let’s review some of the new guidelines that are now in place so that you can be better prepared to be approved for a mortgage loan either for a new purchase or refinance.

new 2014 mortgage rules

Click picture for larger image of the summary page showing the new guidelines

 

 

Contact me for additional questions or if you could use my help in any real estate issue.

 

Featured, Finance, Home Buyers, Mortgages, Refinance , , , , , , , , , , , , , , , , , , , , , , , , ,

Sacramento Home Prices Continue To Increase

Did you know that the Sacramento region real estate market was just ranked as one of the top 3 in the nation? Right now, the market is red hot since there is less than a 2 month supply of homes available for sale leading to increased pricing.

Click HERE to Read Article mentioned in Video

Sacramento Area Housing Chart

Click Image to read Sacramento Area Housing Chart

 

 

 

buying a home, Featured, General Info, Home Sellers, Homeowner issues, selling a home , , , , , , , , , , , , , , , , , ,

Real Estate Market Trends

newspaper-house

Click to read my Real Estate Market Trends Newsletter for information & updates in the current real estate market.

Homeowner issues, Media Articles, Mortgages, Newsletter, Short Sale, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Short Sale Facts – Debunking The Myths

Completing a short sale today is much quicker and easier than ever before so let’s dispel the myths and review the facts that every homeowner should know.

Freddie Mac Loan Lookup
Fannie Mae Loan Lookup

Read more »

Homeowner issues, Mortgages, Short Sale, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

February Real Estate Market Trends

newspaper-house
Click to read my Real Estate Market Trends Newsletter for information & updates in the current real estate market.

General Info, Media Articles, Mortgages, Newsletter, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

11 Million Homes Still Underwater

With all of the real estate gains in 2013, one in five homeowners currently still owe  more on their mortgage to the bank than their home is worth! Read more »

Featured, Foreclosures, Homeowner issues, selling a home, Short Sale , , , , , , , , , , , , , , , , , , , , ,

Housing Market Trend: Zillow Tracks Data for Home Buyers

house sold 2Residential properties across the country sold at an estimated annual pace of 5,146,565 in November 2013, as per the housing data firm, RealtyTrac. Properties sold include single family homes, condominiums and town homes. Daren Blomquist, vice president of RealtyTrac, has said that such a housing market rebound is being driven chiefly by the cash home buyers and investors. Read more »

Featured, General Info, Home Buyers, Media Articles , , , , , , , , , ,

2013 Real Estate Review Has Good News for 2014

As we approach the end of 2013, I’ve got nothing but good news to share about the outlook for the real estate market going into 2014 … It’s really nice for a change!

buying a home, Featured, Foreclosures, Home Buyers, Home Sellers, selling a home , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Mortgage Aid Made Easier in California

Mortgage aid in California was just made easier and many more homeowners could qualify under new broader criteria that just came out.
Click to Read Article from Sacramento Bee   ( http://www.sacbee.com/2013/11/12/5905762/many-more-homeowners-could-qualify.html )
For more information go to http://www.keepyourhomecalifornia.org or call (888) 954-KEEP

Featured, Foreclosures, Loan Modifications, Media Articles, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , ,

Real Estate Market Trends

newspaper-house

Click to read my Real Estate Market Trends Newsletter for information & updates in the real estate market.

General Info, Media Articles, Tips and Strategies , , , , , , , , , , , , , , , , , , , , ,

Sacramento Home Sales Slow Down

Historically speaking, home sales in the Sacramento region typically drop off from August to September. This year, however, the seasonal drop was particularly steep,  caused primarily by fewer investor buyers, rising prices, and a few other factors.
Click and Read the article for more information.

buying a home, Featured, Finance, General Info, Home Buyers, Home Sellers, Media Articles , , , , , , , , , , , , , , , , , , , , , ,

How Does Government Shutdown Affect the Mortgage Market

The government shutdown doesn’t seem to be close to resolution… so what effect will it have on the mortgage market?
Home loans will be held up if the government shutdown that began Tuesday goes on too long. Watch Video to get details.

Contact me with any questions or if you can use my help.

buying a home, Featured, Finance, Home Buyers, Mortgages , , , , , , , , , , , , , , , , , , , , , , , ,

Homeowners Equity Is Returning

Homeowners Equity Is Returning –
Did you know that after several years of the housing crisis, many borrowers are now above water on their mortgages bringing welcome relief to many?
Watch Video for details

Please contact me if you have additional questions or could use my help.

buying a home, Featured, Home Buyers, Home Sellers, Homeowner issues, selling a home, Short Sale, Upside Down Mortgage , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Sacramento Housing Market Is Slowing Down

Sacramento’s county housing market is starting to slow down and catch its breath because of higher interest rates and increased inventory. Watch the video and find out what’s happening.

 

Featured, General Info, Home Buyers, Home Sellers, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

FHA Reduces Foreclosure & Bankruptcy Guidelines

The FHA just moved to relax its guidelines and waived its waiting period for once-struggling homeowners to qualify for a new FHA loan.
Click for Additional FHA loan information available at FHA website

buying a home, Featured, Finance, Foreclosures, Refinance, Short Sale, Tips and Strategies , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Reasons To Sell Your Home Now

The housing recovery is starting to slow down a little and the market is changing very rapidly with mortgage interest rates rising, inventory levels going up and prices beginning to stabilize.  Watch the video and then Read the free report for 4 compelling reasons that will influence when you sell your home:
Reasons To Sell Your Home Now

buying a home, Featured, Home Sellers, selling a home , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Will Your Property Tax Go Up in 2013?

Thanks to the resurgence of the real estate market, many homeowners in California will see property tax increases as high as 30 percent this year.

Click to access your property tax assessment in Sacramento County

Click for Assessment Appeals Manual

Featured, Finance, General Info, Homeowner issues , , , , , , , , , , , , , , , , , , , ,